About

Glovebox Cover is an independent information site about car insurance in Australia. It explains how compulsory third party (CTP) cover works in each state and territory, how it differs from third party property, third party fire and theft and comprehensive cover, and how to compare a renewal notice with new quotes.

The site is written for everyday drivers: people renewing their rego and car insurance, buying their first policy, adding a young driver, or dealing with a refused claim. Guides use worked examples with the arithmetic shown, checklists and comparisons of cover types and criteria. Example premiums and excesses are illustrative and chosen to make calculations easy to follow; they are not quotes or market averages.

We do not sell insurance, rank insurers or give personal financial advice. We do not cover heavy vehicles, fleet or commercial motor insurance in detail, and we do not cover car finance, leasing or used car valuation. Rules are summarised from official sources such as ASIC, AFCA, Moneysmart and the state CTP regulators and bodies, which you should check before acting, because schemes and thresholds change. Always read the Product Disclosure Statement and Target Market Determination for any policy you consider.

How this site is made

Glovebox Cover is an independent information project. Guides are drafted with the help of AI writing tools and checked against official and primary sources before publication; see our Editorial Policy. We are not affiliated with any provider mentioned on the site and do not sell products or services.